RPE currently maintains dental insurance through with a nationwide selection of dentists included in the plan. While you can go to any dentist in the country, those dentists that participate in the plan have agreed to a cost structure on covered procedures that eliminate the costs exceed usual and customary charges for services’ not covered by insurance.
RPE’s dental insurance provides low deductible and low calendar year out of pocket maximums. While tailored towards preventative care, coverage is provided on three levels:
- Preventative Care Services (100% covered post deductible) – includes oral exams, cleanings, x-rays and other preventative treatments.
- Basic Services (80% covered post deductible) – includes filings, extractions, oral surgery (except procedures covered under medical plan), general anesthesia, etc.
- Major Services (50% covered post deductible) – includes root canal treatment, periodontal disease treatment, teeth replacement, crowns, etc.
This summary is not a legal representation of benefits but rather a synopsis of general benefit highlights. Any difference between this Benefits Summary and the actual Benefits Policy will be subject to the terms of the actual policy.